month-heads-up

• --horizon

  (default:

  30

  ) — forecast window in days (

  30

  or

  60

  )

Step 1 — Current cash position

cash-flow-snapshot

1. Pull QuickBooks current cash and receivables balance.
2. Pull PayPal settled balance and pending payouts.
3. Combine for total available + incoming cash.

Step 2 — Upcoming obligations

1. Pull recurring expenses from QuickBooks (payroll, subscriptions, rent/lease) due in the next 30 days.
2. Pull any outstanding invoices past due or due within 14 days.
3. Flag any payment that would push the balance below a comfortable buffer (default: <$2,000 or owner's QB average monthly expense × 0.5).

Step 3 — Cash-flow forecast

1. Project 30-day net cash: current balance + expected inflows − known obligations.
2. Identify the single tightest week (lowest projected balance).
3. Flag if any week projects negative.

Step 4 — Two things to watch

• Which invoice(s) to chase now
• Which expense(s) to defer or negotiate

Month-End Heads Up — {current date}
Horizon: next {X} days

Cash today: ${amount}
Projected end-of-period: ${amount}
Tightest week: {date range} — projected ${amount}

TWO THINGS TO WATCH
1. {item} — {why it matters} — suggested action: {action}
2. {item} — {why it matters} — suggested action: {action}

Connector failures

Approval gates

• Never initiate payments or send emails automatically. Surface the data and actions for the owner to take.
• Never project revenue that hasn't been confirmed in QB or PayPal. Use conservative estimates only.

Output