Uncategorizeddaemon-blockint-tech/agen...
property-casualty-insurance
Guides property and casualty (P&C) insurance—commercial and personal lines, major LOBs (property,
GL, workers comp, commercial auto, umbrella, specialty), underwriting and risk selection, policy
triggers (occurrence vs claims-made), limits and exclusions, claims (FNOL, reserving, litigation),
reinsurance and catastrophe, distribution (agents, brokers, MGAs), metrics (loss ratio, combined
ratio, cat load), and state DOI/rate filing overview—not legal advice. Use for P&C insurance,
property and casualty, commercial lines, workers comp, general liability, combined ratio, loss
ratio, underwriting, claims-made, occurrence policy, reinsurance, catastrophe, MGA, rate filing,
or FNOL—not actuarial modeling (actuary), life/health depth, legal interpretation
(commercial-counsel), or GRC controls without insurance context (compliance-engineer).