payment-help

Original：🇨🇳 Chinese

Translated

Analyzes user requirements and recommends the best Taiwan payment gateway. Provides comparison between NewebPay, ECPay, and PAYUNi based on specific needs. Use when choosing a payment solution or comparing payment services.

1installs

Sourcepaid-tw/skills

Added on2026-02-10

NPX Install

npx skill4agent add paid-tw/skills payment-help

SKILL.md Content (Chinese)

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Taiwan Payment Gateway Selection and Recommendations

Your task is to help users select the most suitable third-party payment gateway service in Taiwan.

Understand User Requirements

User Input:

$ARGUMENTS

Analyze requirements based on user input. If no clear specifications are provided, ask the following questions:

Business Type: What is your business type?
- General e-commerce (physical goods)
- Digital goods/services
- SaaS subscription
- Physical store + online
- Other
Estimated Monthly Transaction Volume:
- < 100 transactions
- 100-1,000 transactions
- 1,000-10,000 transactions
- 10,000 transactions
Required Features (Multiple selections allowed):
- Credit card payment
- LINE Pay
- Apple Pay / Google Pay
- ATM transfer
- Convenience store code/barcode
- E-invoicing
- Recurring payment

Payment Gateway Comparison Analysis

Feature	NewebPay	ECPay	PAYUNi
Market Positioning	Mid-to-large e-commerce	Largest in Taiwan	Uni-President Group
Credit Card	✅	✅	✅
LINE Pay	✅	✅	✅
Apple Pay	✅	✅	✅
Google Pay	✅	✅	✅
ATM Transfer	✅	✅	✅
Convenience Store Code	✅	✅	✅
E-invoicing	❌	✅ Built-in	❌
Recurring Payment	✅	✅	✅
API Documentation	⭐⭐⭐⭐	⭐⭐⭐	⭐⭐⭐
System Stability	⭐⭐⭐⭐⭐	⭐⭐⭐⭐	⭐⭐⭐⭐

Recommendation Decision Tree

Need e-invoicing?
├─ Yes → Recommend ECPay (Built-in invoicing function)
└─ No
   ├─ High traffic / Priority on stability?
   │  ├─ Yes → Recommend NewebPay
   │  └─ No
   │     ├─ Related to Uni-President Group?
   │     │  ├─ Yes → Recommend PAYUNi
   │     │  └─ No → Any of the three is acceptable
   └─ Quick launch?
      └─ Integration difficulty is similar across all three

Scenario-Based Recommendations

Need e-invoicing

Recommendation: ECPay

One-stop integration of payment gateway + invoicing
Reduce development workload
Start with
```
/ecpay
```

High-traffic E-commerce / Priority on Stability

Recommendation: NewebPay

High system stability
Complete API documentation
Start with
```
/newebpay
```

Business Related to Uni-President Group

Recommendation: PAYUNi

Part of Uni-President Enterprise ecosystem
Excellent integration with 7-11 systems
Start with
```
/payuni
```

Quick Launch / General Requirements

Any of the three is acceptable

Similar integration difficulty
Recommend starting with NewebPay (most complete documentation)

Available Skills

NewebPay

Skill	Function
`/newebpay`	Environment Setup and Overview
`/newebpay-checkout`	MPG Payment Integration
`/newebpay-query`	Transaction Query
`/newebpay-refund`	Refund Processing

ECPay

Skill	Function
`/ecpay`	Integration Guide

PAYUNi

Skill	Function
`/payuni`	Integration Guide