dividend-investing

Original：🇨🇳 Chinese

Translated

Analyze dividend investment opportunities, evaluate dividend safety, growth potential and yield rate. Use this when users inquire about dividends, dividend investment or dividend yield. Supports quick screening, in-depth analysis and portfolio optimization.

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Sourcelouloulin/claude-agent-sdk

Added on2026-02-07

NPX Install

npx skill4agent add louloulin/claude-agent-sdk dividend-investing

SKILL.md Content (Chinese)

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Dividend Investment Analysis

Evaluate dividend investment opportunities, balancing current returns with future growth.

Core Metrics

Dividend Yield - Annual Dividend / Stock Price
Dividend Payout Ratio - Dividends / Earnings (Recommended <70%)
Dividend Growth - Number of consecutive years of growth
Free Cash Flow Coverage Ratio - FCF / Dividends (Recommended >1.2)

Analysis Steps

Calculate the current dividend yield
Evaluate payout safety (payout ratio, FCF coverage)
Review growth history (consecutive years, CAGR)
Evaluate sustainability (industry, moat)
Calculate the comprehensive score

Scoring Criteria (0-100 Points)

Yield Rate (0-25 points): Excellent if >6%, Good if 4-6%, Fair if 2-4%
Safety (0-35 points): Excellent if payout ratio <50%, Good if <70%
Growth Potential (0-25 points): Excellent if consecutive growth >10 years, Good if >5 years
Sustainability (0-15 points): Moat rating

Risk Warnings

⚠️ A high dividend yield may indicate operational difficulties
⚠️ Check if dividends are funded by borrowings
⚠️ Dividends in cyclical industries are unstable

Tools and Detailed Documents

📁 Detailed Analysis Framework
📁 Dividend Screening Criteria
📁 Rust Implementation Reference
🔧 dividend_analyzer.py - Dividend Analysis Tool