kanchi-dividend-review-monitor

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English

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Chinese

Kanchi Dividend Review Monitor

Kanchi 股息审查监控器

Overview

概述

Detect abnormal dividend-risk signals and route them into a human review queue. Treat automation as anomaly detection, not automated trade execution.

检测异常的股息风险信号，并将其导入人工审查队列。将自动化视为异常检测工具，而非自动交易执行工具。

When to Use

使用场景

Use this skill when the user needs:

Daily/weekly/quarterly anomaly detection for dividend holdings.
Forced review queueing for T1-T5 risk triggers.
8-K/governance keyword scans tied to portfolio tickers.
Deterministic
```
OK/WARN/REVIEW
```
output before manual decision making.

当用户有以下需求时，可使用本Skill：

对股息持仓进行每日/每周/季度异常检测。
针对T1-T5风险触发器强制生成审查队列。
针对投资组合代码进行8-K/治理关键词扫描。
在人工决策前输出确定性的
```
OK/WARN/REVIEW
```
状态。

Prerequisites

前置条件

Provide normalized input JSON that follows:

skills/kanchi-dividend-review-monitor/references/input-schema.md

If upstream data is unavailable, provide at least:

```
ticker
```
```
instrument_type
```
```
dividend.latest_regular
```
```
dividend.prior_regular
```

提供符合以下规范的标准化输入JSON：

skills/kanchi-dividend-review-monitor/references/input-schema.md

若上游数据不可用，至少需提供：

```
ticker
```
```
instrument_type
```
```
dividend.latest_regular
```
```
dividend.prior_regular
```

Non-Negotiable Rule

不可违反的规则

Never auto-sell based only on machine triggers. Always create

WARN

REVIEW

evidence for human confirmation first.

绝不能仅基于机器触发器执行自动卖出操作。必须先生成

WARN

或

REVIEW

的相关证据，再由人工确认。

State Machine

状态机

```
OK
```
: no action.
```
WARN
```
: add to next check cycle and pause optional adds.
```
REVIEW
```
: immediate human review ticket + pause adds.

Use

skills/kanchi-dividend-review-monitor/references/trigger-matrix.md

for trigger thresholds and actions.

```
OK
```
：无需操作。
```
WARN
```
：加入下一次检查周期，并暂停可选的新增持仓操作。
```
REVIEW
```
：立即生成人工审查工单 + 暂停新增持仓操作。

请参考

skills/kanchi-dividend-review-monitor/references/trigger-matrix.md

获取触发阈值及对应操作。

Monitoring Cadence

监控周期

Daily:
- T1 dividend cut/suspension.
- T4 SEC filing keyword scan (8-K oriented).
Weekly:
- T3 proxy credit stress checks.
Quarterly:
- T2 coverage deterioration and T5 structural decline scoring.

每日：
- T1：股息削减/暂停。
- T4：SEC文件关键词扫描（以8-K为主）。
每周：
- T3：代理信用压力测试。
季度：
- T2：股息覆盖率恶化检测，T5：结构性衰退评分。

Workflow

工作流

1) Normalize input dataset

1) 标准化输入数据集

Collect per ticker fields in one JSON document:

Dividend points (latest regular, prior regular, missing/zero flag).
Coverage fields (FCF or FFO or NII, dividends paid, ratio history).
Balance-sheet trend fields (net debt, interest coverage, buybacks/dividends).
Filing text snippets (especially recent 8-K or equivalent alert text).
Operations trend fields (revenue CAGR, margin trend, guidance trend).

Use

skills/kanchi-dividend-review-monitor/references/input-schema.md

for field definitions and sample payload.

收集每支股票代码对应的字段，整合至一个JSON文档中：

股息相关字段（最新常规股息、上期常规股息、缺失/零值标记）。
覆盖率字段（FCF、FFO或NII，已支付股息，比率历史）。
资产负债表趋势字段（净债务、利息覆盖率、回购/股息）。
文件文本片段（尤其是近期8-K或同类预警文本）。
运营趋势字段（收入复合年增长率、利润率趋势、业绩指引趋势）。

请参考

skills/kanchi-dividend-review-monitor/references/input-schema.md

获取字段定义及示例负载。

2) Run the rule engine

2) 运行规则引擎

Run:

bash

python3 skills/kanchi-dividend-review-monitor/scripts/build_review_queue.py \
  --input /path/to/monitor_input.json \
  --output /path/to/review_queue.json \
  --markdown /path/to/review_queue.md

The script maps each ticker to

OK/WARN/REVIEW

based on T1-T5.

执行以下命令：

bash

python3 skills/kanchi-dividend-review-monitor/scripts/build_review_queue.py \
  --input /path/to/monitor_input.json \
  --output /path/to/review_queue.json \
  --markdown /path/to/review_queue.md

该脚本会根据T1-T5触发器将每支股票代码映射至

OK/WARN/REVIEW

状态。

3) Prioritize and deduplicate

3) 优先级排序与去重

If multiple triggers fire:

Keep all findings for audit trail.
Escalate final state to highest severity only.
Store trigger reasons as single-line evidence.

若多个触发器被触发：

保留所有检测结果，用于审计追踪。
仅将最终状态升级至最高严重级别。
将触发原因存储为单行证据。

4) Generate human review tickets

4) 生成人工审查工单

For each

REVIEW

ticker, include:

Trigger IDs and evidence.
Suspected failure mode.
Required manual checks for next decision.

Use

skills/kanchi-dividend-review-monitor/references/review-ticket-template.md

output format.

对于每一个标记为

REVIEW

的股票代码，需包含：

触发器ID及证据。
疑似故障模式。
后续决策所需的人工检查项。

请使用

skills/kanchi-dividend-review-monitor/references/review-ticket-template.md

定义的输出格式。

SEC Filing Guardrail

SEC文件防护规则

When implementing live SEC fetchers:

Include a compliant
```
User-Agent
```
string (name + email).
Use caching and throttling.
Respect SEC fair-access guidance.

当部署实时SEC数据抓取工具时：

需包含合规的
```
User-Agent
```
字符串（名称 + 邮箱）。
使用缓存和流量限制机制。
遵守SEC公平访问指南。

Output Contract

输出约定

Always return:

Queue JSON with summary counts and ticker-level findings.
Markdown dashboard for quick triage.
List of immediate
```
REVIEW
```
tickets.

必须返回以下内容：

包含汇总统计及单股票代码检测结果的队列JSON。
用于快速分类的Markdown仪表盘。
即时
```
REVIEW
```
工单列表。

Multi-Skill Handoff

多Skill协作

Consume ticker universe and baseline assumptions from
```
kanchi-dividend-sop
```
.
Feed
```
REVIEW
```
results back to
```
kanchi-dividend-sop
```
for re-underwriting and position-size review.
Share account-type context with
```
kanchi-dividend-us-tax-accounting
```
when risk events imply account relocation decisions.

从
```
kanchi-dividend-sop
```
获取股票代码范围及基线假设。
将
```
REVIEW
```
结果反馈至
```
kanchi-dividend-sop
```
，以便重新进行风险评估及持仓规模审查。
当风险事件涉及账户迁移决策时，与
```
kanchi-dividend-us-tax-accounting
```
共享账户类型上下文信息。

Resources

资源

```
scripts/build_review_queue.py
```
: local rule engine for T1-T5.
```
scripts/tests/test_build_review_queue.py
```
: unit tests for T1-T5 and report rendering.

skills/kanchi-dividend-review-monitor/references/trigger-matrix.md

: trigger definitions, cadence, and actions.

skills/kanchi-dividend-review-monitor/references/input-schema.md

: normalized input schema and sample JSON.

skills/kanchi-dividend-review-monitor/references/review-ticket-template.md

: standardized manual-review ticket layout.

```
scripts/build_review_queue.py
```
：用于T1-T5触发器的本地规则引擎。
```
scripts/tests/test_build_review_queue.py
```
：针对T1-T5触发器及报告渲染的单元测试。

skills/kanchi-dividend-review-monitor/references/trigger-matrix.md

：触发器定义、监控周期及对应操作。

skills/kanchi-dividend-review-monitor/references/input-schema.md

：标准化输入 schema 及示例JSON。

skills/kanchi-dividend-review-monitor/references/review-ticket-template.md

：标准化人工审查工单模板。