Generate financial analytics and insights from ~/Documents/finances/ data. Terminal report shows: net worth trends (30d/90d/1y), asset allocation, liability table with APR and monthly interest, cash flow (last 30 days), Bitcoin detail with sparkline. HTML dashboard: interactive plotly charts for all of the above over time. Use when: reviewing finances, answering questions about net worth, spending patterns, debt paydown progress, Bitcoin holdings, asset allocation. Keywords: financial report, net worth, spending, cash flow, debt, liabilities, bitcoin, how am I doing financially, finances summary, show me my finances, portfolio.

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