abstract class Importer {
    final public function handle(string $path): void {
        $rows = $this->load($path);
        $data = $this->normalize($rows);
        $this->validate($data);
        $this->save($data);
    }
    abstract protected function load(string $path): array;
    protected function normalize(array $rows): array { return $rows; }
    protected function validate(array $data): void {}
    abstract protected function save(array $data): void;
}

interface PaymentGateway { public function charge(int $cents, string $currency): string; }

final class StripeGateway implements PaymentGateway { /* ... */ }
final class BraintreeGateway implements PaymentGateway { /* ... */ }

final class PaymentsRegistry {
    /** @param array<string,PaymentGateway> $drivers */
    public function __construct(private array $drivers) {}
    public function for(string $key): PaymentGateway { return $this->drivers[$key]; }
}