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tax-housing-loan-context

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Original

English
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Translation

Chinese

住宅ローン控除コンテキスト（Housing Loan Tax Credit Context）

Housing Loan Tax Credit Context

このスキルは住宅ローン控除（租税特別措置法第41条）に関する判定・計算コンテキストを提供する。
This skill provides context for determining and calculating the Housing Loan Tax Credit (Special Taxation Measures Act Article 41).

住宅ローン控除の情報提供

Providing Information on the Housing Loan Tax Credit

住宅ローン控除に関する回答を行う際は、
references/housing-loan.md
を読み込んで以下を実行する:
  1. 適用要件（住宅・所得・ローン要件）を確認し、ユーザーへの判定フローに沿って案内する
  2. 借入限度額・控除率・控除期間を令和7年分の値で提示する
  3. 子育て世帯・若者夫婦世帯の上乗せ措置の適用可否を確認する
  4. ふるさと納税との相互影響を説明する（必要な場合）
  5. 重複適用（中古購入＋リフォーム同時）の計算が必要な場合は按分計算を行う
When providing answers related to the Housing Loan Tax Credit, load 
references/housing-loan.md
and perform the following:
  1. Verify the eligibility requirements (property, income, loan requirements) and guide the user through the determination flow
  2. Present the borrowing limit, deduction rate, and deduction period using values for Reiwa 7
  3. Confirm whether additional measures for households with children and young married couples apply
  4. Explain the mutual impact with furusato-nozei (hometown tax donation) if necessary
  5. Perform proration calculations if duplicate application (simultaneous purchase of used property + renovation) requires calculation

参照ファイル

Reference Files

ファイル内容
references/housing-loan.md
控除額・借入限度額テーブル・適用要件・判定フロー・重複適用の計算例
FileContent
references/housing-loan.md
Tables of deduction amounts and borrowing limits, eligibility requirements, determination flow, calculation examples for duplicate applications