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| Section | Must Include |
|---|---|
| Service description | What you provide, what you don't |
| User obligations | Acceptable use, account responsibility |
| Payment terms | Billing, refunds, cancellation |
| IP ownership | Who owns what — your platform vs their data |
| Limitation of liability | Cap at fees paid, exclude consequential damages |
| Termination | How either party can end the relationship |
| Dispute resolution | Arbitration vs litigation, jurisdiction |
| Changes to terms | How you notify users of updates |
| 章节 | 必备内容 |
|---|---|
| 服务说明 | 提供的服务内容及不涵盖的范围 |
| 用户义务 | 可接受使用规范、账户责任 |
| 付款条款 | 计费、退款、取消规则 |
| 知识产权归属 | 平台与用户数据的知识产权归属界定 |
| 责任限制 | 以已收取费用为上限,排除间接损害赔偿 |
| 终止条款 | 双方终止合作关系的方式 |
| 争议解决 | 仲裁vs诉讼、管辖区域 |
| 条款变更 | 通知用户条款更新的方式 |
| Section | Must Include |
|---|---|
| Data collected | Specific types, not "we may collect information" |
| How it's used | Each purpose explicitly stated |
| Who it's shared with | Third parties by name/category |
| Retention period | How long, why, and deletion process |
| User rights | Access, deletion, portability (GDPR/CCPA) |
| Security measures | Encryption, access controls (high level) |
| Cookie policy | What cookies, what for, how to opt out |
| Contact | DPO or privacy contact email |
| 章节 | 必备内容 |
|---|---|
| 收集的数据 | 明确具体类型,而非模糊表述“我们可能收集信息” |
| 使用方式 | 明确说明每项用途 |
| 共享对象 | 列出第三方的名称或类别 |
| 保留期限 | 保留时长、原因及删除流程 |
| 用户权利 | 访问、删除、数据可携权(GDPR/CCPA) |
| 安全措施 | 加密、访问控制(概述) |
| Cookie政策 | Cookie类型、用途及退出方式 |
| 联系方式 | 数据保护官(DPO)或隐私事务联系邮箱 |
| Industry | Additional Requirements |
|---|---|
| Health-tech | HIPAA BAA, PHI handling, breach notification, patient consent |
| Fintech | PCI DSS compliance, financial data handling, regulatory disclosures |
| EdTech | COPPA (if under 13), FERPA (student records), parental consent |
| Marketplace | Seller terms, buyer protection, dispute resolution between parties |
| AI/ML | Data usage for training disclosure, algorithmic transparency, bias |
| 行业 | 额外要求 |
|---|---|
| 医疗科技 | HIPAA业务伙伴协议(BAA)、PHI处理规范、数据泄露通知、患者知情同意 |
| 金融科技 | PCI DSS合规、金融数据处理规范、监管披露 |
| 教育科技 | COPPA(针对13岁以下用户)、FERPA(学生记录)、家长知情同意 |
| 平台电商 | 卖家条款、买家保护、买卖双方争议解决 |
| AI/ML | 训练数据使用披露、算法透明度、偏见规避 |
| Document | When Needed |
|---|---|
| IP Assignment | Every contractor and employee — before they write code |
| NDA | Before sharing proprietary information |
| Contractor Agreement | Any non-employee doing work — scope, payment, IP, termination |
| Advisor Agreement | Equity grants, time commitment, confidentiality |
| Employment Offer | Salary, equity, benefits, at-will status, IP assignment |
| 文件 | 使用场景 |
|---|---|
| 知识产权转让协议 | 所有承包商和员工——开始工作前签署 |
| 保密协议(NDA) | 共享专有信息前签署 |
| 承包商协议 | 所有非雇员工作者——明确工作范围、付款、知识产权、终止条款 |
| 顾问协议 | 股权授予、时间投入、保密义务 |
| 雇佣offer | 薪资、股权、福利、雇佣自由、知识产权转让 |
| License | Can Use In Commercial Product? | Must Open Source Your Code? |
|---|---|---|
| MIT | Yes | No |
| Apache 2.0 | Yes | No (but patent grant) |
| BSD | Yes | No |
| LGPL | Yes (if dynamically linked) | Only modifications to the library |
| GPL | Yes | Yes — entire derivative work |
| AGPL | Yes | Yes — even for SaaS (network use) |
license-checkerpip-licenses| 许可协议 | 可用于商业产品? | 是否需要开源自身代码? |
|---|---|---|
| MIT | 是 | 否 |
| Apache 2.0 | 是 | 否(但包含专利授权) |
| BSD | 是 | 否 |
| LGPL | 是(若为动态链接) | 仅需开源对该库的修改部分 |
| GPL | 是 | 是——整个衍生作品都需开源 |
| AGPL | 是 | 是——即使是SaaS(网络使用场景)也需开源 |
license-checkerpip-licenses