actuarial-consulting

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Translated

Guides actuarial consulting engagements—client scoping and SOW design, stakeholder communication (CFO, risk, boards, regulators at overview level), due diligence and M&A actuarial support, reserving/pricing/capital review programs, model validation and opinion support, regulatory interaction prep, and deliverable governance (memos, exhibits, management presentations). Use when the user mentions actuarial consulting, actuarial engagement, reserve opinion, due diligence actuarial, model validation engagement, actuarial memo, SOW actuarial, regulatory actuarial, M&A reserves, or actuarial review—not deep technical modeling execution (actuary), P&C line education only (property-casualty-insurance), legal advice (commercial-counsel), or generic management consulting without actuarial lens (business-consultant).

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Sourcedaemon-blockint-tech/agentic-enteprises-skill

Added on2026-05-20

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npx skill4agent add daemon-blockint-tech/agentic-enteprises-skill actuarial-consulting

SKILL.md Content

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Actuarial Consulting

When to Use

Frame a new actuarial consulting engagement (objectives, boundaries, independence)
Draft or review SOW, fees, data access, and deliverable list for actuarial work
Plan stakeholder communications (CFO, CRO, board, audit committee, regulators—overview)
Support M&A, divestiture, or reinsurance due diligence on reserves, pricing, and capital
Structure reserve opinion, pricing review, or capital assessment engagements (not sole modeler)
Scope model validation, peer review, or opinion-support workpapers
Prepare regulatory meeting materials (talking points, exhibit index—not legal filings)
Design deliverable packages: actuarial memo, exhibits, management presentation, Q&A log
Run project governance: timeline, quality review, documentation, and sign-off chain

When NOT to Use

Execute pricing triangles, IBNR development, or assumption fitting as primary deliverable →
```
actuary
```
Teach P&C coverages, claims handling, or underwriting mechanics without engagement lens →
```
property-casualty-insurance
```
Interpret contracts, policy wording, or provide legal/regulatory enforcement advice →
```
commercial-counsel
```
Corporate FP&A, budgets, or non-insurance investor metrics →
```
financial-analyst
```
(if installed)
Strategy, operating model, or transformation without actuarial workstream →
```
business-consultant
```
SOC 2 / ISO control mapping and technical audit evidence →
```
compliance-engineer
```
Cross-team software delivery, RAID, and program milestones only →
```
technical-program-manager
```

Related skills

Need	Skill
Technical pricing, reserving, triangles, assumptions	`actuary`
P&C products, claims, underwriting context	`property-casualty-insurance`
Financial statements, variance, non-insurance analytics	`financial-analyst` (if installed)
Executive strategy without actuarial deliverables	`business-consultant`
Contract, DPA, regulatory interpretation	`commercial-counsel`
Control evidence and compliance automation	`compliance-engineer`
Multi-team timelines, dependencies, launch governance	`technical-program-manager`

Core Workflows

1. Engagement framing and independence

Clarify client role (insurer, reinsurer, investor, regulator-facing company, TPA)
Define decision the engagement supports (transaction, opinion year, model approval, board review)
Document independence constraints (prior work, management roles, advocacy vs advisory)
Identify conflicts (same team pricing and opining; data vendor ties)
Set success criteria and explicit out-of-scope items

See
references/actuarial_consulting_scope.md
.

2. Scoping and SOW

List deliverables with format (memo, workbook, presentation, data request)
Specify data owners, cutoffs, legal hold, and confidentiality
Define methods at headline level; defer technical picks to
```
actuary
```
workstream
Agree timeline, review gates, and client point-of-contact
Include fees, change-control, and reliance limitations

See
references/engagement_scoping_and_sow.md
.

3. Client deliverables and communication

Map audiences (CFO, CRO, board, external auditor, regulator—overview)
Build storyline: issue → analysis → implication → decision or open item
Separate executive summary from technical appendix and exhibits
Prepare management presentation and anticipated Q&A
Log version control, distribution list, and redaction rules

See
references/client_deliverables_and_communication.md
.

4. Due diligence and M&A support

Scope blocks (reserves, pricing, capital, reinsurance, run-off, embedded value)
Request data room index aligned to actuarial questions
Define red-flag checklist (development spikes, one-time items, model changes)
Structure findings by materiality and deal impact (not investment advice)
Hand off deep modeling to
```
actuary
```
; legal terms to
```
commercial-counsel
```

See
references/due_diligence_and_ma_support.md
.

5. Model review and validation engagements

Classify engagement type (validation, peer review, opinion support, use test)
Inventory models, owners, version, and intended use
Plan testing themes (assumions, implementation, governance, output reasonability)
Document findings severity, remediation, and re-test criteria
Coordinate with appointed actuary or signatory where applicable

See
references/model_review_and_validation_engagements.md
.

6. Regulatory, board, and governance

Clarify forum (examination prep, board risk committee, audit committee)
Align messages to prior filings and public disclosures
Prepare exhibit index and backup schedules—not substitute for counsel
Track action items, responsible owners, and dates
Archive workpapers per firm policy and professional standards (overview)

See
references/regulatory_board_and_governance.md
.

Engagement kickoff checklist

Copy and track at project start:

Engagement kickoff:
- [ ] Signed SOW / engagement letter with limitations
- [ ] Independence and conflict memo on file
- [ ] Data request issued; owners and cutoff agreed
- [ ] Internal team: EM, technical actuary, reviewer, PM (if needed)
- [ ] Client RACI: sponsor, data SME, signatory actuary
- [ ] Deliverable formats and draft review dates
- [ ] Escalation path (client + firm risk/quality)

Engagement type matrix

Trigger phrase	Primary workflow	Lead reference
SOW actuarial / actuarial engagement	Scoping and SOW	`engagement_scoping_and_sow.md`
actuarial memo / management presentation	Deliverables and comms	`client_deliverables_and_communication.md`
due diligence actuarial / M&A reserves	DD framing and findings	`due_diligence_and_ma_support.md`
model validation engagement	Validation plan and findings	`model_review_and_validation_engagements.md`
reserve opinion / actuarial review	Opinion support + governance	`regulatory_board_and_governance.md`
regulatory actuarial	Prep pack (overview)	`regulatory_board_and_governance.md`

When multiple types apply (e.g., M&A plus validation), split workstreams in the SOW with separate timelines and reviewers.

Quality review and sign-off

Before any client-facing draft:

Technical completeness — exhibits tie to data cutoff; bridges reconcile
Narrative consistency — memo, deck, and appendix use same definitions
Audience test — executive summary understandable without actuarial training
Independence check — no advocacy language beyond supported analysis
EQ / peer review — logged comments resolved or documented as exceptions
Versioning — draft watermark until final; distribution list approved

Coordinate with

technical-program-manager

when actuarial work is one stream in a larger transaction program (shared milestones only).

Deliverable standards

Deliverable	Minimum content
Engagement letter / SOW	Scope, deliverables, data, timeline, fees, limitations, reliance
Actuarial memo	Purpose, scope, summary conclusion, methods overview, limitations, exhibits list
Management deck	5–12 slides: context, findings, impact, recommendations, open items
DD report section	Material issues, evidence pointers, quantified range where supported
Validation report	Scope, criteria, findings, management responses, follow-up
Board / regulatory pack	Agenda fit, consistent metrics, glossary, appendix index
Workshop readout	Decisions, open items, owners, dates
Finding register	ID, severity, evidence, management response, re-test status

State uncertainty, reliance limits, and non-advice boundaries. Do not present consulting output as statutory filing, legal opinion, or appointed-actuary sign-off without qualified human review.

Common pitfalls

Scope creep without change order when new LOBs or models are added mid-engagement
Orphan exhibits that do not support a stated conclusion in the memo
Metric drift between deck, memo, and public filings
Dual role pressure (consultant validates own prior model build)
Missing data treated as zero rather than flagged as limitation
Regulatory meeting prep that crosses into legal interpretation—escalate to
```
commercial-counsel
```

When to load references

Scope, independence, ethics →

references/actuarial_consulting_scope.md

SOW and scoping →

references/engagement_scoping_and_sow.md

Memos, decks, stakeholder comms →

references/client_deliverables_and_communication.md

M&A and due diligence →

references/due_diligence_and_ma_support.md

Model validation and review →

references/model_review_and_validation_engagements.md

Board, regulatory prep, governance →

references/regulatory_board_and_governance.md