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vanguard

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Original

English
🇨🇳

Translation

Chinese

Vanguard Skill

Vanguard Skill

Overview

概述

Enables Claude to access Vanguard to view investment accounts, check portfolio performance, monitor retirement accounts, and research Vanguard's low-cost index funds. Note: Claude cannot execute trades.
让Claude能够访问Vanguard以查看投资账户、查看投资组合表现、监控退休账户，以及研究Vanguard的低成本指数基金。注意：Claude无法执行交易操作。

Quick Install

快速安装

bash
curl -sSL https://canifi.com/skills/vanguard/install.sh | bash
Or manually:
bash
cp -r skills/vanguard ~/.canifi/skills/
bash
curl -sSL https://canifi.com/skills/vanguard/install.sh | bash
或手动安装：
bash
cp -r skills/vanguard ~/.canifi/skills/

Setup

设置

Configure via canifi-env:
bash
undefined
通过canifi-env进行配置：
bash
undefined

First, ensure canifi-env is installed:

首先，确保canifi-env已安装：

curl -sSL https://canifi.com/install.sh | bash

curl -sSL https://canifi.com/install.sh | bash

canifi-env set VANGUARD_USERNAME "your-username"
undefined
canifi-env set VANGUARD_USERNAME "your-username"
undefined

Privacy & Authentication

隐私与认证

Your credentials, your choice. Canifi LifeOS respects your privacy.
你的凭据，你做主。Canifi LifeOS尊重你的隐私。

Option 1: Manual Browser Login (Recommended)

选项1：手动浏览器登录（推荐）

If you prefer not to share credentials with Claude Code:
  1. Complete the Browser Automation Setup using CDP mode
  2. Login to the service manually in the Playwright-controlled Chrome window
  3. Claude will use your authenticated session without ever seeing your password
如果你不想与Claude Code共享凭据：
  1. 使用CDP模式完成浏览器自动化设置
  2. 在Playwright控制的Chrome窗口中手动登录服务
  3. Claude将使用你的已认证会话，且永远不会看到你的密码

Option 2: Environment Variables

选项2：环境变量

If you're comfortable sharing credentials, you can store them locally:
bash
canifi-env set SERVICE_EMAIL "your-email"
canifi-env set SERVICE_PASSWORD "your-password"
Note: Credentials stored in canifi-env are only accessible locally on your machine and are never transmitted.
如果你愿意共享凭据，可以将其存储在本地：
bash
canifi-env set SERVICE_EMAIL "your-email"
canifi-env set SERVICE_PASSWORD "your-password"
注意：存储在canifi-env中的凭据仅能在你的本地机器上访问，绝不会被传输。

Capabilities

功能

  • View all Vanguard accounts and balances
  • Check portfolio performance and returns
  • Monitor IRA and brokerage accounts
  • Research Vanguard funds and ETFs
  • View cost basis and tax lots
  • Check dividend reinvestment status
  • 查看所有Vanguard账户及余额
  • 查看投资组合表现与收益
  • 监控IRA和经纪账户
  • 研究Vanguard基金与ETF
  • 查看成本基础和税票
  • 查看股息再投资状态

Usage Examples

使用示例

Example 1: Check Portfolio

示例1：查看投资组合

User: "What's my Vanguard portfolio worth?"
Claude: I'll check your Vanguard accounts.
- Opens investor.vanguard.com via Playwright MCP
- Logs into account
- Returns: Total Balance: $567,890.12
  - Traditional IRA: $234,567.89
  - Roth IRA: $89,012.34
  - Brokerage: $244,309.89
- Today: +$3,456.78 (+0.61%)
- YTD return: +8.9%
用户：“我的Vanguard投资组合价值多少？”
Claude：我将查看你的Vanguard账户。
- 通过Playwright MCP打开investor.vanguard.com
- 登录账户
- 返回结果：总余额：$567,890.12
  - 传统IRA：$234,567.89
  - Roth IRA：$89,012.34
  - 经纪账户：$244,309.89
- 今日变动：+$3,456.78（+0.61%）
- 年初至今收益：+8.9%

Example 2: View Holdings

示例2：查看持仓

User: "What funds am I holding?"
Claude: I'll show your fund holdings.
- Navigates to holdings view
- Portfolio breakdown:
  - VTSAX (Total Stock): $280,000 (49%)
  - VTIAX (Int'l Stock): $120,000 (21%)
  - VBTLX (Total Bond): $100,000 (18%)
  - VFIAX (500 Index): $67,890 (12%)
- Weighted expense ratio: 0.05%
- Dividend yield: 1.8%
用户：“我持有哪些基金？”
Claude：我将展示你的基金持仓情况。
- 导航至持仓视图
- 投资组合明细：
  - VTSAX（全股票市场）：$280,000（49%）
  - VTIAX（国际股票）：$120,000（21%）
  - VBTLX（全债券市场）：$100,000（18%）
  - VFIAX（500指数）：$67,890（12%）
- 加权费率：0.05%
- 股息收益率：1.8%

Example 3: Research Fund

示例3：研究基金

User: "Tell me about VTI"
Claude: I'll look up VTI details.
- Searches for VTI
- Vanguard Total Stock Market ETF
- Expense ratio: 0.03%
- AUM: $1.4 trillion
- 10-year return: 11.5% annualized
- Holdings: 4,000+ US stocks
- Top holdings: Apple, Microsoft, Amazon
用户：“告诉我关于VTI的信息”
Claude：我将查询VTI的详细信息。
- 搜索VTI
- Vanguard全股票市场ETF
- 费率：0.03%
- 管理资产规模（AUM）：1.4万亿美元
- 10年回报率：年化11.5%
- 持仓：4000+只美国股票
- 前十大持仓：苹果、微软、亚马逊

Authentication Flow

认证流程

  1. Navigate to investor.vanguard.com via Playwright MCP
  2. Enter username
  3. Enter password
  4. Handle security code via SMS or email
  5. May require security questions
  6. Maintain session for account access
  1. 通过Playwright MCP导航至investor.vanguard.com
  2. 输入用户名
  3. 输入密码
  4. 通过短信或电子邮件处理安全验证码
  5. 可能需要回答安全问题
  6. 维持会话以访问账户

Error Handling

错误处理

  • Login Failed: Retry, check username format
  • 2FA Required: Complete SMS/email verification
  • Account Frozen: Direct to Vanguard support
  • Session Expired: Re-authenticate (short sessions)
  • Rate Limited: Wait 2 minutes, retry
  • Maintenance: Try again during market hours
  • 登录失败：重试，检查用户名格式
  • 需要双因素认证（2FA）：完成短信/邮箱验证
  • 账户冻结：引导至Vanguard支持团队
  • 会话过期：重新认证（会话时长较短）
  • 速率限制：等待2分钟后重试
  • 维护中：在交易时段再次尝试

Self-Improvement Instructions

自我改进说明

After each interaction:
  • Track portfolio queries
  • Note fund comparison patterns
  • Log performance tracking accuracy
  • Document UI changes
Suggest updates when:
  • Vanguard updates interface
  • New fund offerings added
  • Account features change
  • Auth requirements update
每次交互后：
  • 记录投资组合查询情况
  • 记录基金对比模式
  • 记录业绩追踪的准确性
  • 记录UI变更
在以下情况时建议更新：
  • Vanguard更新界面
  • 新增基金产品
  • 账户功能变更
  • 认证要求更新

Notes

注意事项

  • Claude CANNOT execute trades
  • All access is read-only for security
  • Vanguard known for low expense ratios
  • Admiral shares require $3k minimum
  • ETF versions often have even lower costs
  • Automatic investment plans available
  • Tax-loss harvesting at year end
  • Claude 无法执行交易操作
  • 所有访问均为只读模式，以保障安全
  • Vanguard以低费率著称
  • Admiral份额最低要求3000美元
  • ETF版本通常费率更低
  • 提供自动投资计划
  • 年末可进行税损收割