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personal-capital

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Original

English
🇨🇳

Translation

Chinese

Empower Personal Capital Skill

Empower Personal Capital Skill

Overview

概述

Enables Claude to access Empower Personal Capital to view comprehensive financial picture including net worth, investment performance, spending analysis, and retirement planning projections.
让Claude能够访问Empower Personal Capital，查看全面的财务状况，包括净资产、投资表现、支出分析和退休规划预测。

Quick Install

快速安装

bash
curl -sSL https://canifi.com/skills/personal-capital/install.sh | bash
Or manually:
bash
cp -r skills/personal-capital ~/.canifi/skills/
bash
curl -sSL https://canifi.com/skills/personal-capital/install.sh | bash
或手动安装：
bash
cp -r skills/personal-capital ~/.canifi/skills/

Setup

设置

Configure via canifi-env:
bash
undefined
通过canifi-env进行配置：
bash
undefined

First, ensure canifi-env is installed:

首先，确保已安装canifi-env：

curl -sSL https://canifi.com/install.sh | bash

curl -sSL https://canifi.com/install.sh | bash

canifi-env set PERSONAL_CAPITAL_EMAIL "your-email@example.com"
undefined
canifi-env set PERSONAL_CAPITAL_EMAIL "your-email@example.com"
undefined

Privacy & Authentication

隐私与认证

Your credentials, your choice. Canifi LifeOS respects your privacy.
你的凭证，由你掌控。 Canifi LifeOS尊重你的隐私。

Option 1: Manual Browser Login (Recommended)

选项1：手动浏览器登录（推荐）

If you prefer not to share credentials with Claude Code:
  1. Complete the Browser Automation Setup using CDP mode
  2. Login to the service manually in the Playwright-controlled Chrome window
  3. Claude will use your authenticated session without ever seeing your password
如果你不想与Claude Code共享凭证：
  1. 使用CDP模式完成浏览器自动化设置
  2. 在Playwright控制的Chrome窗口中手动登录该服务
  3. Claude将使用你的已认证会话，且永远不会看到你的密码

Option 2: Environment Variables

选项2：环境变量

If you're comfortable sharing credentials, you can store them locally:
bash
canifi-env set SERVICE_EMAIL "your-email"
canifi-env set SERVICE_PASSWORD "your-password"
Note: Credentials stored in canifi-env are only accessible locally on your machine and are never transmitted.
如果你愿意共享凭证，可以将其存储在本地：
bash
canifi-env set SERVICE_EMAIL "your-email"
canifi-env set SERVICE_PASSWORD "your-password"
注意：存储在canifi-env中的凭证仅能在你的本地机器上访问，绝不会被传输。

Capabilities

功能

  • View total net worth across all accounts
  • Monitor investment portfolio performance
  • Analyze spending patterns and trends
  • Check retirement planner projections
  • Review asset allocation
  • Track fee analyzer for investments
  • 查看所有账户的总净资产
  • 监控投资组合表现
  • 分析支出模式与趋势
  • 查看退休规划预测
  • 查看资产配置
  • 追踪投资费用分析器

Usage Examples

使用示例

Example 1: Check Net Worth

示例1：查看净资产

User: "What's my net worth on Personal Capital?"
Claude: I'll check your Personal Capital dashboard.
- Opens personalcapital.com via Playwright MCP
- Logs into account
- Returns Net Worth: $456,789.12
- Assets: $523,456.78
  - Cash: $45,678
  - Investments: $389,456
  - Property: $88,322
- Liabilities: $66,667.66
  - Mortgage: $62,345
  - Credit Cards: $4,322
- Change (30 days): +$12,345 (+2.78%)
用户：“我在Personal Capital上的净资产是多少？”
Claude：我将查看你的Personal Capital仪表板。
- 通过Playwright MCP打开personalcapital.com
- 登录账户
- 返回净资产：$456,789.12
- 资产：$523,456.78
  - 现金：$45,678
  - 投资：$389,456
  - 房产：$88,322
- 负债：$66,667.66
  - 抵押贷款：$62,345
  - 信用卡：$4,322
- 30天变化：+$12,345（+2.78%）

Example 2: Check Investments

示例2：查看投资情况

User: "How are my investments performing?"
Claude: I'll review your investment performance.
- Navigates to Investing tab
- Portfolio value: $389,456.78
- Performance:
  - Today: +$1,234 (+0.32%)
  - YTD: +$34,567 (+9.74%)
  - 1 Year: +$45,678 (+13.2%)
- Asset allocation:
  - US Stocks: 55%
  - International: 20%
  - Bonds: 20%
  - Other: 5%
用户：“我的投资表现如何？”
Claude：我将查看你的投资表现。
- 导航至投资标签页
- 投资组合价值：$389,456.78
- 表现：
  - 今日：+$1,234（+0.32%）
  - 年初至今：+$34,567（+9.74%）
  - 过去一年：+$45,678（+13.2%）
- 资产配置：
  - 美国股票：55%
  - 国际股票：20%
  - 债券：20%
  - 其他：5%

Example 3: Retirement Projection

示例3：退休规划预测

User: "Am I on track for retirement?"
Claude: I'll check your retirement planner.
- Navigates to Planning section
- Retirement age target: 65
- Projected success rate: 87%
- Monthly income at retirement: $8,500
- Current savings rate: 18%
- Recommendation: Increase savings by $200/mo for 95% success
用户：“我的退休规划进度是否达标？”
Claude：我将查看你的退休规划工具。
- 导航至规划板块
- 目标退休年龄：65岁
- 预测成功率：87%
- 退休后月收入：$8,500
- 当前储蓄率：18%
- 建议：每月增加$200储蓄以达到95%的成功率

Authentication Flow

认证流程

  1. Navigate to home.personalcapital.com via Playwright MCP
  2. Enter email address
  3. Enter password
  4. Handle 2FA via SMS or email
  5. Wait for accounts to sync
  6. Maintain session for dashboard access
  1. 通过Playwright MCP导航至home.personalcapital.com
  2. 输入电子邮箱地址
  3. 输入密码
  4. 通过短信或电子邮件处理双因素认证（2FA）
  5. 等待账户同步
  6. 维护会话以访问仪表板

Error Handling

错误处理

  • Login Failed: Retry, check for security holds
  • 2FA Required: Complete verification flow
  • Account Sync Error: Note stale data timestamp
  • Session Expired: Re-authenticate (frequent)
  • Rate Limited: Wait 2 minutes, retry
  • Linked Account Issue: Identify which needs reauth
  • 登录失败：重试，检查是否有安全限制
  • 需双因素认证：完成验证流程
  • 账户同步错误：记录数据过期时间戳
  • 会话过期：重新认证（频繁发生）
  • 速率限制：等待2分钟后重试
  • 关联账户问题：识别需要重新认证的账户

Self-Improvement Instructions

自我改进说明

After each interaction:
  • Track net worth trends
  • Note portfolio allocation changes
  • Log retirement projection accuracy
  • Document UI changes
Suggest updates when:
  • Personal Capital updates interface
  • New planning tools added
  • Account linking changes
  • Wealth management features update
每次交互后：
  • 追踪净资产趋势
  • 记录投资组合配置变化
  • 记录退休规划预测的准确性
  • 记录UI变化
在以下情况时建议更新：
  • Personal Capital更新界面
  • 添加新的规划工具
  • 账户关联方式变更
  • 财富管理功能更新

Notes

注意事项

  • Personal Capital is now Empower
  • Free tier includes all tracking tools
  • Paid advisory for $100k+ portfolios
  • Fee analyzer shows hidden investment costs
  • Links to 401k, IRA, bank, credit cards
  • Investment checkup compares to target allocation
  • Can't make transactions, read-only
  • Personal Capital现已更名为Empower
  • 免费版包含所有追踪工具
  • 针对10万美元以上投资组合提供付费咨询服务
  • 费用分析器显示隐藏的投资成本
  • 可关联401k、IRA、银行账户、信用卡
  • 投资检查功能将当前配置与目标配置进行对比
  • 仅支持只读访问，无法进行交易操作