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chime

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Original

English
🇨🇳

Translation

Chinese

Chime Skill

Chime Skill

Overview

概述

Enables Claude to access Chime to view checking and savings account balances, check SpotMe overdraft protection status, monitor transactions, and track automatic savings.
让Claude能够访问Chime，查看支票账户和储蓄账户余额，查询SpotMe透支保护状态，监控交易记录，以及追踪自动储蓄情况。

Quick Install

快速安装

bash
curl -sSL https://canifi.com/skills/chime/install.sh | bash
Or manually:
bash
cp -r skills/chime ~/.canifi/skills/
bash
curl -sSL https://canifi.com/skills/chime/install.sh | bash
或者手动安装：
bash
cp -r skills/chime ~/.canifi/skills/

Setup

设置

Configure via canifi-env:
bash
undefined
通过canifi-env进行配置：
bash
undefined

First, ensure canifi-env is installed:

首先，确保已安装canifi-env：

curl -sSL https://canifi.com/install.sh | bash

curl -sSL https://canifi.com/install.sh | bash

canifi-env set CHIME_EMAIL "your-email@example.com" canifi-env set CHIME_PHONE "+1234567890"
undefined
canifi-env set CHIME_EMAIL "your-email@example.com" canifi-env set CHIME_PHONE "+1234567890"
undefined

Privacy & Authentication

隐私与认证

Your credentials, your choice. Canifi LifeOS respects your privacy.
你的凭证，由你掌控。 Canifi LifeOS尊重你的隐私。

Option 1: Manual Browser Login (Recommended)

选项1：手动浏览器登录（推荐）

If you prefer not to share credentials with Claude Code:
  1. Complete the Browser Automation Setup using CDP mode
  2. Login to the service manually in the Playwright-controlled Chrome window
  3. Claude will use your authenticated session without ever seeing your password
如果你不想与Claude Code共享凭证：
  1. 使用CDP模式完成浏览器自动化设置
  2. 在Playwright控制的Chrome窗口中手动登录该服务
  3. Claude将使用你的已认证会话，全程不会看到你的密码

Option 2: Environment Variables

选项2：环境变量

If you're comfortable sharing credentials, you can store them locally:
bash
canifi-env set SERVICE_EMAIL "your-email"
canifi-env set SERVICE_PASSWORD "your-password"
Note: Credentials stored in canifi-env are only accessible locally on your machine and are never transmitted.
如果你愿意共享凭证，可以将其存储在本地：
bash
canifi-env set SERVICE_EMAIL "your-email"
canifi-env set SERVICE_PASSWORD "your-password"
注意：存储在canifi-env中的凭证仅能在你的本地机器上访问，绝不会被传输出去。

Capabilities

功能特性

  • View Spending Account balance
  • Check Savings Account and APY
  • Monitor SpotMe limit and usage
  • View recent transactions
  • Check direct deposit status
  • Track automatic savings transfers
  • 查看消费账户余额
  • 查询储蓄账户余额及年化收益率（APY）
  • 监控SpotMe额度及使用情况
  • 查看近期交易记录
  • 查询直接存款状态
  • 追踪自动储蓄转账情况

Usage Examples

使用示例

Example 1: Check Balances

示例1：查询账户余额

User: "What's my Chime balance?"
Claude: I'll check your Chime accounts.
- Opens chime.com via Playwright MCP
- Logs into account
- Returns: Spending Account: $1,234.56
- Savings Account: $5,678.90 (2.00% APY)
- SpotMe: $200 available
- Total: $6,913.46
- Next direct deposit: Friday
用户: "我的Chime账户余额是多少？"
Claude: 我将为你查询Chime账户信息。
- 通过Playwright MCP打开chime.com
- 登录账户
- 返回结果：消费账户: $1,234.56
- 储蓄账户: $5,678.90 (2.00% APY)
- SpotMe: $200可用
- 总计: $6,913.46
- 下一笔直接存款: 周五

Example 2: Check SpotMe

示例2：查询SpotMe状态

User: "What's my SpotMe limit?"
Claude: I'll check your SpotMe status.
- Navigates to SpotMe section
- SpotMe limit: $200
- Currently used: $0
- Available: $200
- Tip settings: $2 default
- Eligibility: Based on $200+ monthly direct deposit
用户: "我的SpotMe额度是多少？"
Claude: 我将为你查询SpotMe状态。
- 导航至SpotMe板块
- SpotMe额度: $200
- 当前已使用: $0
- 可用额度: $200
- 小费设置: $2默认
- 资格要求: 每月直接存款满$200

Example 3: View Transactions

示例3：查看交易记录

User: "Show my recent Chime transactions"
Claude: I'll display your recent activity.
- Navigates to transactions
- Recent activity:
  - Jan 6: -$45.67 Amazon (Spending)
  - Jan 5: +$1,500 Direct Deposit
  - Jan 4: +$25 Save When I Get Paid
  - Jan 3: -$89.00 Target (Spending)
- Auto-Save this week: $50
用户: "展示我近期的Chime交易记录"
Claude: 我将为你展示近期账户活动。
- 导航至交易记录页面
- 近期活动:
  - 1月6日: -$45.67 亚马逊（消费账户）
  - 1月5日: +$1,500 直接存款
  - 1月4日: +$25 发薪自动储蓄
  - 1月3日: -$89.00 塔吉特（消费账户）
- 本周自动储蓄: $50

Authentication Flow

认证流程

  1. Navigate to chime.com via Playwright MCP
  2. Enter email or phone number
  3. Enter password
  4. Handle 2FA via SMS (required)
  5. Verify dashboard loads
  6. Maintain session for account access
  1. 通过Playwright MCP导航至chime.com
  2. 输入邮箱或电话号码
  3. 输入密码
  4. 通过短信处理双重认证（必填）
  5. 验证仪表盘是否加载完成
  6. 维持会话以访问账户

Error Handling

错误处理

  • Login Failed: Retry with phone number
  • 2FA Required: Complete SMS verification
  • Account Locked: Direct to support
  • Session Expired: Re-authenticate (short sessions)
  • Rate Limited: Wait 60 seconds, retry
  • App-Only Feature: Note limitations
  • 登录失败: 使用电话号码重试
  • 需要双重认证: 完成短信验证
  • 账户锁定: 引导至支持页面
  • 会话过期: 重新认证（会话时长较短）
  • 速率限制: 等待60秒后重试
  • 仅应用端功能: 说明限制情况

Self-Improvement Instructions

自我优化说明

After each interaction:
  • Track balance check patterns
  • Note SpotMe usage
  • Log auto-save effectiveness
  • Document UI changes
Suggest updates when:
  • Chime updates interface
  • SpotMe limits change
  • New features added
  • APY rates update
每次交互后:
  • 记录余额查询模式
  • 记录SpotMe使用情况
  • 记录自动储蓄的有效性
  • 记录界面变更情况
在以下情况时建议更新:
  • Chime更新界面
  • SpotMe额度变更
  • 新增功能
  • 年化收益率（APY）调整

Notes

注意事项

  • Claude CANNOT make transactions
  • All access is read-only for security
  • Chime is online-only bank (no branches)
  • SpotMe requires regular direct deposit
  • Get paid up to 2 days early
  • No overdraft fees
  • 60,000+ fee-free ATMs
  • Claude 无法进行交易操作
  • 所有访问均为只读模式，保障安全
  • Chime是纯线上银行（无实体网点）
  • SpotMe要求定期进行直接存款
  • 可提前至多2天到账
  • 无透支费用
  • 60,000+台免费ATM机