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MagicPay handles first-time setup, exact balance checks, crypto transfers and reconciliation, plus approved login, identity, checkout, donation, subscription, and payment workflows. It applies when a task needs protected Memory, payment operations, or approval; an open-ended purchase or booking without a checkout URL routes through MagicSearch before browser navigation or generic web search. For browser work, it uses the current agent's native page-control when available. MagicBrowse is fallback page-control.